Accessing
the pages on lancerinsurance.com constitutes the user's agreement to our Terms and Conditions. Information collected via this web site
is protected by our Privacy Policy.
Lancer
Insurance Company ("LIC"), Lancer Management Company, Inc. ("LMC") and
their affiliates (referred to collectively as "Lancer") are committed
to treating the personal information we collect about our customers,
potential customers, former customers and claimants with the highest
degree of confidentiality. For this reason and in compliance with the
law, Lancer has developed a Privacy Policy that applies to all of these
companies. For purposes of this Policy, the term "personal information"
includes all information we obtain about an individual and maintain
in a personally identifiable way. In order to assure the confidentiality
of the personal information we collect and in order to comply with applicable
laws, all individuals with access to personal information about our
customers, potential customers, former customers and claimants are required
to follow this policy.
Collection,
Retention and Correction of Personal Information about a Customer or
Claimant
We collect personal information about a customer, potential customer
or claimant that we determine is necessary to deliver our products and
services or to process a claim. Individuals with access to personal
information are to use such information for such purposes only.
We
retain personal information only as long as required by our business
practices and applicable law.
If
we become aware that an item of personal information may be materially
inaccurate, we will make a reasonable effort to re-verify its accuracy
and correct any error as appropriate.
Confidentiality
and Security
We maintain physical, electronic and procedural safeguards to ensure
that personal information is treated in compliance with applicable laws
and regulations and in accordance with our privacy policy. We also restrict
access to personal information within our organization to those employees
who need to know that information to provide products or services to
our customers or to conduct Lancer business. Employees who have access
to customer information may use it only on behalf of Lancer for legitimate
business purposes.
Disclosure
of Personal Information
We do not sell customer information. We maintain procedures to assure
that we do not share personal information with any nonaffiliated
third party unless such sharing is permitted or required by law. Personal
information may be disclosed to a nonaffiliated third party for necessary
servicing of our products or other related services or for other normal
business transactions as permitted by law.We
require nonaffiliated third parties to whom we disclose customer information
for the purpose of performing a service for us to sign an agreement
that the information will not be used or disclosed except to carry out
the purposes for which we disclosed the information and only as permitted
by applicable state and federal law.
Personal
Information Relating to Mental or Physical Health
We do not use or share personal information relating to mental or
physical health for any purpose except as required or permitted by law
or as otherwise authorized by the individual to whom the information
relates.
Inquiries
Questions regarding this Privacy Policy should be directed to Lancer's
General Counsel at 370 West Park Avenue, P.O. Box 9004, Long Beach,
New York 11561.
